"Matthew provided invaluable assistance in setting up my personal pension, with a low-cost yet sophisticated investment strategy.  His attention to detail and investment expertise really stood out.  I highly recommend Matt to anyone looking for pension and investment advice."

Daniel Maggs

"I've known Matt for several years, and his advice on investments and pensions has consistently been sound. I wouldn't hesitate to recommend Spence Financial."

Leon Hughes

"I contacted Matthew about a year ago when my wife's dementia had progressed to the point where she needed residential care. Matthew's overhaul of our investment portfolio to facilitate the funding of my wife's care has been invaluable. And his persistence in resolving an issue with the transfer of some ISAs was most impressive!"

Peter Bradley

"Having known Matthew for over a decade and collaborated with him on number investment cases in my role as a Private Client Lawyer, I can confidently recommend Spence Financial.  The company's independence, coupled with Matthew's exceptional knowledge and integrity, stands out amongst the competition."

Ian Moore

"Matt provided assistance in helping me understand my company pension and the various options available. Our discussions about investments over the years have been particularly insightful, and I now have a much clearer picture of how a financial planner can add value, especially given my busy schedule. I highly recommend Matt to anyone seeking financial guidance."

Hanno Buys

"Matthew has handled our share portfolios for many years and has also been our financial adviser. All the guidance he has provided has been invaluable, reassuring and always prompt. The trust we have placed in him has been amply rewarded."

Peter and Caryl Jones