About us.
Established in 2022, Spence Financial is dedicated to offering individuals clear, honest, and independent financial advice.
We offer comprehensive financial planning tailored to individuals at every stage of their financial journey. Whether you are evaluating your finances for the first time or exploring retirement options, we are here to assist you. We provide personalised support no matter where you are located in the UK.
Our commitment to exceeding your expectations is guided by these three core principles:
Attunement. We prioritise understanding your unique perspective. Within the context of financial planning, this means we take the time to genuinely listen to your needs and concerns, ensuring our advice is tailored specifically to you.
Collaboration. We believe in the power of partnership. We are led by collaboration and not the sale of financial products. We work with you to plan for your future and find solutions to previously undiscovered financial challenges.
Clarity. We avoid assumptions and steer clear of confusing financial jargon. We aim to educate, ensuring you fully grasp the advice provided and the broader financial context in which it applies.
Matthew’s career in financial services began in 2004, quickly advancing to roles as an investment analyst and assistant fund manager within several specialised financial services firms.
For a decade prior to founding the company, he excelled as a private client investment manager at WH Ireland, a prominent London-based wealth management and corporate broking firm. In this role, he managed bespoke stocks and shares portfolios for a diverse range of clients, including corporations, trusts, and private individuals.
Matthew holds a BA(Hons) in Financial Services from Bournemouth University, earned between 2000 and 2004. At that time, Bournemouth was one of the few universities offering this specialised course, providing him with a strong foundation for his successful career.
In 2004, despite receiving recommendations against it due to its niche status and the lack of available resources, Matthew published a distinctive thesis on Socially Responsible Investment. This field, which has undergone significant evolution, continues to be a major area of interest and expertise for him today.
As a Chartered Member (MCSI) of the Chartered Institute for Securities & Investments, Matthew maintains the highest professional standards, ensuring that his clients receive exceptional and informed financial advice.